Product Info
EZ Choice
Affordable Health Insurance for Individuals and families Available exclusively from
American Health Underwriters
Today more than ever, you need health insurance that’s reasonably-priced and
provides solid coverage. You also want the option to use any physician, clinic or
hospital in America without a referral.
At World Insurance Company, meeting the need for affordable, quality health insurance
has been our top priority since 1903. This commitment continues today with EZ Choice,
a family of PPO insurance plan.
PLAN HIGHLIGHTS:
- 7 Deductible Choices
- To fit your resources and your needs ($1,000-$10,000)
- 6 Competitive Plan Designs
- Coinsurance amounts range from 80% 70% & 50% to give you flexibility
- Affordable Copays Included on all plans
- $0 Deductible Prescription Drugs (Generic)
- $40 Physician Office Visits
- $50 X-rays and Labratories
- Multiple PPO Networks available
- Networks chosen for strength on a state-by-state basis.
- $2 Million or $5 Million Lifetime Maximum—you choose.
- 12 Month to 36 month rate guantee options
The PPO Advantage
A Preferred Provider Organization (PPO) is a network of physicians, clinics, and
hospitals that have agreed to provide our insured with medical care at negotiated
prices.
With a PPO insurance plan, you pay lower premium rates than for a comparable non-PPO
plan. You’ll want to visit PPO providers to receive the highest benefit percentage,
since any expenses at non-PPO providers will be covered at a lower benefit percentage.
For a directory of PPO providers, go to www.worldinsco.com or ask your agent.
Value-Added Features
EZ Choice offers value-added features, such as national PPO network discounts for
physician visits, Rx discount card, 24-hour protection, wellness benefits, initial
12-month rate guarantee, no network claim forms, foreign travel emergency benefit
and optional benefit enhancement riders. Also, if you use a non-PPO provider to
receive medically necessary emergency services, because you are unable to select
a PPO provider due to your medical condition, we will provide benefits for covered
emergency room services at the PPO level until you can reasonably be expected to
be transferred to a PPO provider.
Wellness Service refers to routine physicals, screenings and immunizations that
are: a) not for the care, treatment, or diagnosis of an illness; b) appropriate
for the age and sex of the covered person; c) based on generally accepted standards
of medical practice; and d) provided by a physician.
The Small Business Association
EZ Choice is endorsed by the Small Business Association of America (SBA). Established
in 1965, SBA gives members access to valuable products and services at affordable
prices. In addition to the association benefits and services, membership in SBA
affords you the opportunity to apply for quality health insurance plans underwritten
by World Insurance Company.
Ask one of our friendly agents for a brochure for more details
Additional Value Added Benefits from the Small Business Association of America
- SBA Accidental Injury Excess Coverage
$250 Deductible then 100% up to $5,000 accidental injury- includes
medical and dental, ambulance service, plus accidental death and dismemberment benefits.
LensCrafters Vision Club and Eyewear Discounts
At LensCrafters, one hour service is just the beginning! Your member ID card brings
you and your eligible family members special rates on:
- 20% discount on all purchases at any LensCrafters.
- 10% discount on professional services including eye exams and contact lenses.
Simply present your SBA member ID card at the time of purchase and receive your
discount.
MONEY SAVING benefits for members of the Small Business Association of America.
www.sbaamerica.org
EZ Choice is marketed exclusively by American Health Underwriters (AHU) and is
underwritten by World Insurance Company, Omaha, Nebraska. Exact plan benefits exclusions
and limitations may very from state to state. See brochure for more details and availability.
Contact American Health Underwriters or consult your agent for a copy of the printed
brochure that outlines benefits, coverage, conditions, restrictions, limitations,
and exclusions. EZ Choice products are offered to members of the Small Business
Association of America (SBAA). World Insurance Company is not affiliated with the
Small Business Association of American (SBAA)
(C) 2008 American Health Underwriters, Inc. All Rights Reserved. No part of this
publication may be reproduced in any form or by any means without the prior written
authorization of American Health Underwriters, Inc.
All plans endorsed by: Small Business Association of
America (SBA)
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